Lemberg Law received an A+ rating from the BBB. For the best experience, we encourage you to use Internet Explorer 9 (IE9) or higher. View your balance, transactions, statement and make or schedule a payment 24 hours a day, 365 days a year. %@H2U``bd`qo0 A_
Stop charging interest for nothing! You can sue a debt collector. Content published under this author byline is generated using automation technology. I want them to promptly close this fraudulent account and report it to the credit bureaus as fraudulent. Indigo is a registered trademark of Genesis FS Card Services, Inc. Additionally, this collections company claims that alongside the companys 20+ years of experience within collections exists a company which claims to attribute our leading position in the industry to a strong focus on providing outstanding service to both merchants and end consumers. This website is using a security service to protect itself from online attacks. Since Genesis Financial Solutions designs its products for subprime and non-prime consumers (those with credit scores under 669), theres a good chance you can qualify no matter what your credit situation is. When you have bad or poor credit, it can be challenging to get approved for an unsecured credit card. Everything you need is right here. I only want Genesis FS Card Services, *** to stop. \D6bVcZXwx:>{5kfmuuxGv4+yt;86Satu>+MnJv0"}5::>9=;n'\S")FV^@^d4OcN0PpJJ/`+6!*q;oqgqxx %3IH r@MZcQOZUjx.m>%IFH;m) uMf)_n|?=T7h:X|&f2~2>6]uuvwy=K]l}]~V^Vmh=8 ki.CEQJsP6\b5Q38;`GS$5S`,a(]5`Fv XR! They know EXACTLY what the complaint is and that my identification was stolen regarding those cards. Many of the card offers that appear on this site are from companies from which we receive compensation. 2019 f250 just hit 70,000 miles so I cant lemon law it. More credit for your everyday needs; Show More Be wise, do not write off this collections company as a scam. Theyre legit. After being transferred 4 times, I was finally able to speak to *****, a customer service supervisor. BBB Business Profiles are subject to change at any time. 2023 Genesis FS Card Services, Inc. (NMLS #1549514) 14600 Greenbrier . In order to close account, charge of $75 annual fee still charged. Genesis FS uses Indigo and Milestone Mastercard to offer non-prime users credit cards. + There are several cardholder agreements you could qualify for with a $300 credit limit. Once you've decided which card fits your needs, apply for it. The $500 credit limit comes with one of three cardholder agreements. Instead, you'll see recommended credit ranges from the issuers listed next to cards on our site. Additionally, the *** used to open the account is outdated. If you believe that this collections company may have violated the FDCPA do not hesitate to contact an attorney and file a complaint or take action by reviewing the company on the BBB or Google Reviews. *May also include monthly maintenance fees. Genesis FS offers the option to pre-qualify without affecting your credit score, so you can find out what terms you qualify for before you apply, which will then show up on your credit report as a hard inquiry. I paid the annual fee, told them card had expired Genius stated a card was on the way, needless to say no card ever came, here I am again them wanting 99.00 plus late fee of 29.00 and no card. Eastern, or. The Milestone Gold Mastercard also comes with a $500 credit limit with various cardholder agreements. Lastly, according to dnb.com, this collections company has an annual revenue of $65.65 million and an employee base of 490. The APR for this card is 24.9% or 29.9%, and the cash advance APR is 29.9% for all Genesis FS Destiny Mastercard credit cards with a $300 credit limit. this post may contain references to products from our partners. If you choose not to contact the collections company regarding the account you risk harm to your credit and financial stability. 2023Genesis FS Card Services Inc., All Rights Reserved. Milestone is a registered trademark of Genesis FS Card Services, Inc. These editors thoroughly edit and fact-check the content, ensuring that the information is accurate, authoritative and helpful to our audience. When you apply, you will be instructed by a representative of the retailer to take a copy of this document. I have a few credit cards through this company. Genesis Financial Solutions, on the other hand, offers unsecured options, but all of them come with rather hefty annual fees. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. View your balance, transactions, statement and make or schedule a payment 24 hours a day, 365 days a year. In a letter dated 1/20/23, GFS now says after investigation we were unable to resolve this dispute in your favor for the following reasons: Merchant provided documentation to show your presence at the time of purchase," and "while applying for credit, Upon the opening of the account, your personal identification information was verified. Its an unsecured card that comes with a $300 credit limit if youre approved and charges up to $40 for going over your credit limit, up to $40 for returned payment and up to $40 for late payment. They kept me up to speed the whole way. Genesis and Genesis Credit are registered trademarks of Genesis Financial Solutions, Inc. Destiny, Indigo, and Milestone are registered trademarks of Genesis FS Card Services, Inc. Delivering FinancingSolutions for Merchants and Consumers. Who are we? editorial policy, so you can trust that our content is honest and accurate. This step in the collections process is crucial because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not properly dealt with. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. 1 836-9633. Ashley Homes Stores has referred it to the legal attorneys but in the meantime I am being held responsible on my credit to pay them 3000 for items I never purchased nor did Ashley Home Store bill them. Genesis Financial Solutions was founded in 2001 by a group of financial services experts. The Milestone Gold Mastercard also comes with a $1,000 credit limit for those who qualify. 374 0 obj
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Debt collection agencies can garnish wages through legitimate legal action if a judgement rules in their favor. At the same time, a new credit card can be essential to establishing good credit. View your balance, transactions, statement and make or schedule a payment 24 hours a day, 365 days a year. Please call me Monday 8/15. But it also depends on your credit score and financial history. All rights reserved. Submitting a response indicates a willingness to work with customers to make things right. Disgustingly 4-6 emails daily, Spam phish credit card email trying to steal personal information, We made only 2 orders on the *** website the dates are order # 1 Nov 25,2022 $1,045.54 Order # 2 Nov 28,2022 $365.06 6 items in each order We returned the following 4 items in the store with the manager at ********* Bronx ** on dec 3,2022 1)Black bracelet item #********* $59.99(we returned it because it was the wrong item)2) praying hands charm item #*********(returned to small)3)letter o charm item #********* (Returned to small)4)men wedding band black and white diamond ring item #********* (Returned to small)We then received a couple of days later the correct black bracelet item #********* So total of 3 items were returned to your company Total amount for 2 Orders without returns $1,045.54+$365.06=$1,410.60 Total statement should be after returns we made is $957.01 which your company received the returned items on dec 3,2023 Jan and Feb statement from *** credit card company is $1,380.54 as you can see from the attachment And the statement should be $957.01 not ($1380.54)This has been going on for 2 long months and hours and hours on the phone with so many different reps we will not pay for items that were already returned we are being overcharge in the amount of $423.86 and charged a late fee of $40I hope this is the final step to solving this problem in a timely manner. They have records and act like they don't. fallen victim to excessive, threatening, misleading or otherwise untimely calls from a third party debt collector are entitled to compensation under The Fair Debt Collections Practices Act (FDCPA). Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. I m getting calls and dont have a card in hand, its been almost 3 years since I paid Gennis off and card expired and the started calling and I told them I had no card they failed to send. As a result, the company began offering credit cards for these types of consumers. Take credit for your accomplishments. Ultimately, Federal Law allows you to protect your FDCPA rights in court via lawsuit. If the charge on your bank statement stems from a debit or credit card.. following the other instructions on the monthly statement to Genesis FS Card Services, P. Make sure you pay at least the monthly minimum payment each month by your payment due date.. Last four digits of your Social Security number, Do Not Sell or Share My Personal Information, Well run a soft credit pull, which wont impact your credit score, Youll see your estimated approval odds near cards to help you narrow down your options. And only the fraud department can remove it and issue me a new card. Describe your legal concern or comment Briefly describe your experience Briefly describe your experience. Also: The best starter credit card for no credit. Payments are Convenient and Secure Make a payment with confidence knowing your account is protected with our fast and secure system. We value your trust. On the, It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to, Public Access to Court Electronic Records (PACER). Milestone Card reports to all three credit bureaus, No security deposit required so you can keep more money in your pocket, Pre-qualify without impacting your credit score, Shine brighter with a credit card as unique as you, Get access to a credit card you can use online, in store and in app where ever you see the Mastercard logo. [and] pride ourselves on offering the same credit experience to non-prime customers that prime customers receive.. They won't answer that question. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access Neither ZDNET nor the author are compensated for these independent reviews. Our editorial team does not receive direct compensation from our advertisers. Our experts have been helping you master your money for over four decades. Towed one time. Rather than focusing on the number of complaints, BBB considers how frequently and effectively those complaints are resolved. If you feel as though this law should be applied in your collection discrepancy, contact an attorney to sue the offending collection agency. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. You may be approved with a $59 annual and yearly fee each year after, with either a 24.9% or 29.9% APR and a 29.9% cash advance APR. There is no charge unless we win. Which certificate of deposit account is best? 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