Learn the fundamentals of navigating through personal tax returns, including key components of the 1040 including Schedule 1, Schedule B, Schedule D and Schedule E. Discover when and why tax returns are needed, and how to recognize when tax returns are complete. Gain industry knowledge and essential skills from the experts at MGIC, the industrys leading mortgage insurance authority. 800-444-5664 action.center@enactmi.com EnactMI.com ABOUT US There's no place like home. Learn some of the industry lingo while exploring the importance of Valid AUS Findings to the loan file. If you have a group for in-person, on-site training, we can provide that, too. Leading the private mortgage insurance industry by supporting our customers and helping borrowers find a better way to achieve their dreams of homeownership. Our complimentary trainings highlighted below support our vision of a diverse, engaged and inclusive workforce. You can also watch this short video to learn more about the benefits or RADAR Rates for you and your borrowers and how to easily obtain rate quotes. We'll review what each ratio represents, why and how it is used in an analysis and where and how it functions in the decision-making process. Understand what documents to gather, how to review and verify required documentation, and prepare the loan application for underwriting. Whether you are an originator or an underwriter, we have the resources and answers you need to understand how mortgage insurance can benefit you and your borrower. Confused about K-1s? 60-Minute Session 20-Minute Micro Session in group process facilitation, classroom instruction, and organizational effectiveness. Self-Employed Borrower Form 91 Part I - The Personal Tax Return Webinar April 17, 2023 @ 12PM EST Self-Employed Borrower Form 91 Part II - The Business Tax Return Webinar April 24, 2023 @ 12PM EST Navigating Mutual Threats & Opportunities with your Realtor partners Guide in understanding customers and their needs . Fannie Mae has adjusted loan criteria and updated their systems to accommodate more borrowers without credit scores and help simplify the process for lenders. If you have ever thought to yourself, how does she get it all done or how does he have time to attend classes while working full time, then this course is for you. Connect with audiences through engaging webinars and events that support up to 1,000 participants. (Established professionals may also find this course a good refresher.). In the first quarter of 2018, conventional loans were used for 74% of all . What is Trended Credit Data? Webinars, on the other hand, are more controlled, and the participants have clear roles: One or several experts (the presenters) share their ideas or provide training to an audience (the attendees). Your audience. Understand the impact of mortgage fraud, how to spot it and how to prevent it. Practice calculating variable income analysis using two commonly encountered types of income. ----Course title center---/> ----Course title center---/> ----NAV BAR---> Home; Getting Started; My Progress; Catalog; Live Calendar; Calculators; EnactMI.com Webinars Fulfill Your Training Needs with Webinars. This Timely Topics video will help you better understand those changes and impacts. Creating a Customer Communication Strategy Plan, Keeping Customers Informed and Engaged in a Virtual World. Start your day smarter. This short video highlights some benefits, terms, and scenarios for your understanding. Our webinars, e-learning courses, and podcasts help you stay connected to your customers by providing relevant social media strategies, tips on increasing sales productivity, techniques for developing a growth mindset, and more. Suggested Prerequisite: Business Tax Returns 101, Available formats: Webinar, OnDemand Video, Unique Considerations for Sole Proprietorships and Corporations. Effective September 18th, Fannie Mae will implement several new Desktop Underwriter, Looking for more info on title services? 2023 Genworth Financial, Inc. All rights reserved. Are you ready for your next loan file containing RSUs? Getting a mortgage is one of the most stressful things people go through. Whether you are a seasoned mortgage professional or new to mortgage servicing, this refresher contains a lot of useful information to ensure success when working with Radian. Get the latest updates, industry trends, and guideline changes on GSE-related policies. Select Download Format Genworth Calculator And Quick Reference Guide Download Genworth Calculator And Quick Reference Guide PDF Download Genworth Calculator And Quick Reference Guide DOC Site is lenders, and enforceable mortgage insurance Dubai is different than Dallas, for example . Accessory Dwelling Units or ADU's are becoming more common in mortgage transactions, yet many are unaware of the specific guideline requirements for this type of property. Enhanced Customer Service Through Better Business Communications, Best Practices in Professional Business Communication, Fannie Mae and Freddie Mac Renovation Programs, Understand the Basics for Fannie Mae and Freddie Mac Renovation Programs, Highlights Critical Areas of Purchase Transactions, Understanding Adjustable Rate Mortgages (ARMs), Leveraging Mortgage Insurance in Today's Market, Structuring Mortgage Insurance in today's market, Covers HPA 1998 and CFPB Bulletin, Termination Procedures, and Initial/Annual Disclosures, Managing the Middles - A Look at LTV Scenarios, How to differentiate yourself as an advisor in this competitive market. Watch Full Recording LTCI Login, MondayThursday8:30 AM6 PM ETFriday9 AM6 PM ET, MondayThursday 8:30 AM6 PM ETFriday 9 AM6 PM ET. We will also discuss income continuance (when support documentation is required) and taxable vs. non-taxable income. That's why we bring our deep expertise, insightful offerings and extra mile service to work every day to help lenders bring the dream of homeownership to more people. Understand the factors that make up a credit score, and the fundamentals of mortgage risk. Sign up here. We deliver skill-building training programs and special events right to your desk through our webinars. Delivered by respected financial services industry experts, our webinars are timely, relevant and engaging. Arch MIs accredited public speaker and industry expert, Blaine Rada, will share his story of personal challenge and valuable lessons gained during his month-long trek across Spain, unplugged from modern life, technology and the nine-to-five routine. Processors andUnderwriters. About Mortgage Insurance, Why Mortgage Insurance, Why Private MI over FHA, Underwriting Options, Delegated Underwriting, Non-Delegated Underwriting, Underwriting Guidelines & Checklists, Underwriting Guidelines, Delegated Required Documents, Non-Delegated Required Documents, Current Bulletins, Products & Rates, Premium Product Comparison, Agency Coverage Requirements, Borrower-Paid MI, Lender-Paid MI, Affordable Lending, Traditional Rate Cards, Refund Schedule, Cancelling Borrower-Paid MI, MI Cancellation Flyer, MI Cancellation FAQs, HoPA Cancellation, Non-HoPA Cancellation, Credit Union Archived Bulletins, Credit Union Rate Cards, Podcast Catalog, Training Catalog, Featured Training of the Month, E-Learning Log In, Reaching NextGen, Multicultural & Multigenerational Home Buyers, Borrower Education, About Rate GPS, Rate GPS User Guide, Rate GPS FAQs, AXIS Log In, AXIS Quick Start Guide, AXIS FAQs, AXIS Resources, Mortgage Qualification, Fixed Rate Mortgage Payments, Adjustable Rate Mortgage Payments, Balloon Mortgage Payments, Digital TRID Pencil Calculator, Master Policy Resources, Master Policy, Rescission Relief Guide, Servicing Guide, Underwriting Resources, Economic Market Snapshot, Board of Directors, Events & Presentations, Historic Stock Lookup. An alternative to FHA financing, HomeReady is designed for creditworthy, low-to moderate income borrowers and includes expanded eligibility for financing homes in designated low-income, minority and disaster-impacted communities. 888 Genworth. In this featured webinar, Kristin Messerli, leading strategist on NextGen finance and homeownership, will provide participants with new research and best practices to design better housing and finance solutions for millennial and Gen Z women to boost sales and revenue in 2023. Get registered for training on AEP, OEP, selling strategies, plans and products, technology tools, and more. Hands-on exercises show you how to identify red flags and to understand the differences between fraud schemes and fraud techniques. Simplify your understanding of the most common liquid assets, industry guidelines, and required documentation. Mortgage fraud has been around a long time and it continues to be one of the fastest-growing crimes in the United States. Interest rates continue to rise to levels we have not seen in years. 2, 8th Floor. With this demand, buyers are paying more than the home is being appraised for. Times and technology have changed creating a quicker, more cost-effective approach to the residential appraisal. We prepare your frontline, compliance team, executive leadership and board of directors with comprehensive . Are you ready to discuss the Adjustable Rate Mortgage (ARM) option with your customers? Access resources to First Time Home Buyers Education and Landlord Counseling. Enhance your understanding of self-employed borrowers and develop an understanding of the components of business tax returns. Expand your market of borrowers by learning the key points and unique features of the Fannie Mae HomeReady Program. Learn the 3 big benefits of proving liquidity in your self-employed borrowers businesses. Never heard of SplitEdge? We're committed to making a difference in our employees' lives. Youll learn how to identify the types of individuals you could most likely conflict with, redirect conversations to a positive conclusion, and create alignment between you and the person you are experiencing a conflict with. Visit our Training catalog to register for an account using your NMLS ID. Third-party websites may use them to remember that you have visited a website, and this information is shared with other organisations such as media publishers. Intended Audience: Mortgage professionals who have at least one years underwriting experience and a solid understanding of the various business structures and tax forms. Friday: 9 AM - 6 PM ET.